Property Linked Finance: A New Financial Solution to Decarbonise the UK's Homes and Buildings

Year Published

2024

Contributing Organizations

Green Finance Institute (GFI)

Type of Resource

Research/Insights Report

Languages

English

Relevant Topics

Core Topic

Buildings & Real Estate

Topic 2

Debt

Target Audience

Banks

Asset Managers

Asset Owners

Governments & Policymakers

Relevant Geography

Global

Europe

North America

Resource Description

This resource introduces Property Linked Finance (PLF) as a new tool to fund energy efficiency upgrades in UK buildings. It explains how PLF works and shares design recommendations and international lessons.

Why This Matters

PLF can help scale building retrofits, reduce energy bills, and support net zero goals through a flexible, consumer-friendly financing approach.

Key Insights

PLF ties repayments to the property, not the owner, making upgrades more accessible
Addresses key barriers like upfront costs and limited consumer finance options
Stresses the importance of consumer protection, local delivery, and clear regulation
Draws lessons from US and Australian programs to inform UK rollout

Secondary File Resources

Secondary Resource Link(s)

Summary of the report

Opportunities and practicalities of developing PLF in the UK

Was this resource helpful?

We'd love to hear from you! You can share your feedback or suggest a resource below.

Share Your Feedback Suggest a Resource