ING’s suite of tools to assess, engage and support Wholesale Banking clients in their transition
Relevant Topic(s) Tags
Summary
ING Bank N.V., a leading European-based financial institution active in 11 key markets across Asia-Pacific, has positioned client engagement as the core lever of its climate strategy.
With Wholesale Banking accounting for nearly a third of group income, ING has built a sophisticated suite of tools and processes to support clients—particularly those in carbon-intensive sectors—through credible pathways to transition. The bank’s in-house Terra Approach is used to guide the most-carbon intensive parts of its portfolio to reach net-zero by 2050.
To embed climate alignment into decision-making, ING has developed a set of integrated tools: its Client Transition Plan (CTP) Assessment (a proprietary methodology to assess clients’ transition plan disclosures), ESG.X (an online tool that collects clients’ publicly disclosed transition-related data) and Enhanced ESG Risk Assessment Framework (to assess climate alignment of clients against sectoral pathways).
Key Takeaways:
Tool translates climate ambition into actions: Bespoke tools were created to assess and engage with ING’s Wholesale Banking clients, in alignment with the bank’s Terra Approach
Agility in implementation: ING factors in market specific nuances and has plans to improve their tools, to ensure they remain fit-for-purpose
Was this case study helpful?
We'd love to hear from you! You can share your feedback or suggest a Case Study below.

